India Post — Department of Posts

Karnataka Postal Circle

POSB Analytics & Monitoring Dashboard

Post Office Savings Bank
Karnataka Circle POSB Analytics &
Monitoring Dashboard
Performance overview — Financial Year 2026-27
📅 Data Available from: 01/04/2026
🔄 Data Updated upto: 30/06/2026

📍 Circle Overview

Regions03
Divisions35
Sub Dns124
GPO01
Head Offices (H.O)57
Sub Offices (S.O)1,597
Branch Offices (B.O)7,959
🏤 Total Post Offices 9,614
📅 Annual Performance
Annual Target 5,075,000
A/cs Opened 797,033
A/cs Closed 354,705
Net A/cs 442,328
Annual Target Achieved 8.72%Net / Annual Target
📐 Proportionate Performance
Prop Target 1,270,096
A/cs Opened 797,033
A/cs Closed 354,705
Net A/cs 442,328
Prop Target Achieved 34.83%Net / Prop Target

🗺️ Region-wise Quick Summary

Region (+) Annual Target A/cs Opened A/cs Closed Net A/cs Ann Ach % Prop Target Prop Ach % Nil Offices Neg Growth
BG HQ 925,000 154,173 53,185 100,988 10.92% 231,349 43.65% 0 31
SK 2,050,000 321,982 141,519 180,463 8.80% 513,263 35.16% 5 561
NK 2,100,000 320,878 160,001 160,877 7.66% 525,484 30.62% 36 820
▶ Total 5,075,000 797,033 354,705 442,328 8.72% 1,270,096 34.83% 41 1412

Nil Account Opening Offices

Offices where A/c Opened = 0 during this period. Click a Region to expand divisions; click a Division to drill down to Sub Divisions. Only one level expands at a time.

41
Total Nil Offices (Circle)
BG HQ
0
Nil Offices ▾
SK
5
Nil Offices ▾
NK
36
Nil Offices ▾

Negative Growth Offices

Offices where Net A/cs < 0 (account closures exceed new openings). Click a Region → Divisions → Sub Divisions to drill down.

1412
Total Negative Growth Offices
BG HQ
31
Neg Growth Offices ▾
SK
561
Neg Growth Offices ▾
NK
820
Neg Growth Offices ▾

Divisions Below 50% Proportional Achievement

Divisions where aggregate Proportional Target Achievement < 50%. Click a Region to view qualifying Divisions with full financial breakdown.

31
Divisions <50% (Circle Total)
BG HQ
4
Divisions <50% ▾
SK
12
Divisions <50% ▾
NK
15
Divisions <50% ▾

Sub Divisions Below 50% Proportional Achievement

Sub Divisions where aggregate Proportional Target Achievement < 50%. Click a Region to view all qualifying Sub Divisions with full financial breakdown.

111
Sub Divs <50% (Circle Total)
BG HQ
12
Sub Divs <50% ▾
SK
48
Sub Divs <50% ▾
NK
51
Sub Divs <50% ▾

Top 10 Divisions — Annual Net Target Achievement

Divisions ranked by highest Annual Net Target Achievement % (Net A/cs ÷ Annual Target × 100). Higher rank = better performance.

RankDivision Name (Region) Ann TargetProp Target A/cs OpenedA/cs ClosedNet A/cs Ann Net Ach %Prop Ach %
1 BG GPO Division (BG HQ) 21,000 5,250 16,974 3,154 13,820 65.81% 263.24%
2 Puttur (SK) 175,000 43,887 43,003 10,290 32,713 18.69% 74.54%
3 Nanjangud (SK) 110,000 27,496 20,797 5,600 15,197 13.82% 55.27%
4 Belagavi Division (NK) 196,398 49,163 43,057 17,703 25,354 12.91% 51.57%
5 Gadag Division (NK) 95,859 23,965 20,437 9,150 11,287 11.77% 47.10%
6 BG West Division (BG HQ) 247,000 61,756 43,120 15,687 27,433 11.11% 44.42%
7 Udupi (SK) 125,000 31,361 26,929 13,460 13,469 10.78% 42.95%
8 BG South Division (BG HQ) 265,000 66,250 44,624 16,120 28,504 10.76% 43.02%
9 Chitradurga (SK) 120,000 30,000 18,664 6,087 12,577 10.48% 41.92%
10 Kalaburagi Division (NK) 142,075 35,606 18,828 3,971 14,857 10.46% 41.73%
📊 Top 10 Divisions — Achievement % Comparison

Bottom 10 Divisions — Annual Net Target Achievement

Divisions with the lowest Annual Net Target Achievement %. These divisions need focused attention and corrective action plans.

RankDivision Name (Region) Ann TargetProp Target A/cs OpenedA/cs ClosedNet A/cs Ann Net Ach %Prop Ach %
1 Vijayapura Division (NK) 143,834 35,959 18,671 14,614 4,057 2.82% 11.28%
2 Karwar Division (NK) 120,355 30,089 18,379 13,032 5,347 4.44% 17.77%
3 Kolar (SK) 190,000 47,503 20,785 11,730 9,055 4.77% 19.06%
4 Raichur Division (NK) 116,951 29,238 10,466 4,496 5,970 5.10% 20.42%
5 Bagalkot Division (NK) 155,361 38,922 24,261 16,274 7,987 5.14% 20.52%
6 Sirsi Division (NK) 124,339 31,130 16,363 9,967 6,396 5.14% 20.55%
7 Hassan (SK) 190,000 47,680 24,318 14,227 10,091 5.31% 21.16%
8 Channapatna Division (BG HQ) 127,000 31,812 11,783 4,306 7,477 5.89% 23.50%
9 Bidar Division (NK) 108,640 27,160 11,961 5,422 6,539 6.02% 24.08%
10 Mangaluru (SK) 125,000 31,257 22,856 15,020 7,836 6.27% 25.07%
📊 Bottom 10 Divisions — Achievement % (Lowest First)

Top 10 Sub Divisions — Annual Net Target Achievement

Sub Divisions ranked by highest Annual Net Target Achievement %. Best performing Sub Divisions in Karnataka Circle.

RankSub Division Name (Region)Division Ann TargetProp Target A/cs OpenedA/cs ClosedNet A/cs Ann Net Ach %Prop Ach %
1 Karkala Sub Dn (SK) Puttur 33,850 8,488 10,082 3,181 6,901 20.39% 81.30%
2 Puttur Sub Dn (SK) Puttur 36,100 9,051 9,270 2,122 7,148 19.80% 78.97%
3 Bantval Sub Dn (SK) Puttur 37,000 9,282 9,402 2,257 7,145 19.31% 76.98%
4 Sulia Sub Dn (SK) Puttur 31,350 7,862 6,633 1,017 5,616 17.91% 71.43%
5 Kittur Sub Division (NK) Belagavi Division 31,824 7,971 7,440 1,997 5,443 17.10% 68.29%
6 Belthangady Sub Dn (SK) Puttur 36,700 9,204 7,616 1,713 5,903 16.08% 64.14%
7 Nanjangud Sub Dn (SK) Nanjangud 26,975 6,743 5,648 1,322 4,326 16.04% 64.16%
8 Kollegala Sub Dn (SK) Nanjangud 28,575 7,143 6,242 1,726 4,516 15.80% 63.22%
9 Kundapura (S) Sub Dn (SK) Udupi 28,600 7,181 6,416 2,485 3,931 13.74% 54.74%
10 Hiriyur Sub Dn (SK) Chitradurga 24,500 6,125 4,050 837 3,213 13.11% 52.46%
📊 Top 10 Sub Divisions — Achievement %

Bottom 10 Sub Divisions — Annual Net Target Achievement

Sub Divisions with the lowest Annual Net Target Achievement %. Priority attention list for supervisory interventions.

RankSub Division Name (Region)Division Ann TargetProp Target A/cs OpenedA/cs ClosedNet A/cs Ann Net Ach %Prop Ach %
1 Sindgi Sub Division (NK) Vijayapura Division 27,000 6,750 1,996 2,333 -337 -1.25% -4.99%
2 Gauribidanur Sub Dn (SK) Kolar 32,000 8,000 3,007 2,886 121 0.38% 1.51%
3 Muddebihal Sub Division (NK) Vijayapura Division 29,328 7,332 3,557 3,361 196 0.67% 2.67%
4 Vijayapura West Sub Division (NK) Vijayapura Division 29,750 7,438 4,441 3,801 640 2.15% 8.60%
5 Sakleshpura Sub Dn (SK) Hassan 37,050 9,302 2,934 1,942 992 2.68% 10.66%
6 Badami Sub Division (NK) Bagalkot Division 38,761 9,711 4,493 3,442 1,051 2.71% 10.82%
7 Hungund Sub Division (NK) Bagalkot Division 35,770 8,964 6,589 5,325 1,264 3.53% 14.10%
8 Karwar Sub Division (NK) Karwar Division 39,427 9,857 5,758 4,283 1,475 3.74% 14.96%
9 Nagamangala Sub Dn (SK) Mandya 31,450 7,864 2,523 1,267 1,256 3.99% 15.97%
10 Chickballapur Sub Dn (SK) Kolar 31,900 7,978 3,687 2,396 1,291 4.05% 16.18%
📊 Bottom 10 Sub Divisions — Achievement % (Lowest First)

Insights & Analytics — Executive Decision Support System

📅 Data available from: 01/04/2026   |   🔄 Data updated upto: 30/06/2026

🤖 Executive Summary

The Circle has achieved 8.72% of annual target and 34.83% of proportionate target with a net growth of 4,42,328 accounts. The health score is 48.4/100, indicating Weak performance. Immediate focus is required on nil opening offices, negative growth offices and high-risk divisions.

🧠
Circle Health Score
48.4/100
Weak
🏅
Circle Ranking Status
Behind Pace
Based on proportionate target
🎯
Annual Achievement
8.72%
4,42,328 net / 50,75,000 target
📐
Proportionate Achievement
34.83%
4,42,328 net / 12,70,096 prop target
📉
Risk Assessment
Controlled
Risk index: 37.67
🚫
Nil Opening Offices
41
0.43% of offices
⚠️
Negative Growth
1,412
14.69% of offices
🔮
Year-end Current Trend
34.96%
17,74,173 predicted net a/cs

🧠 Executive Observations

🔹 Overall Circle performance health score is 48.4/100 and the current status is Weak.
🔹 Annual target achievement is 8.72% and proportionate target achievement is 34.83%.
🔹 Current proportionate performance is below expected pace and requires focused improvement action.
🔹 BG HQ Region is the strongest region by proportionate achievement and contributes 19.34% of total openings.
🔹 NK Region has the highest risk index at 41.50 and requires close monitoring.
🔹 The circle has 41 nil opening offices and 1,412 negative growth offices requiring ground-level intervention.

🌐 Region-Level Analytics

🏆 Top Performing Regions

RegionAnn %Prop %NetContributionRisk
BG HQ Region10.92%43.65%1,00,98819.34%29.73
SK Region8.80%35.16%1,80,46340.40%36.73
NK Region7.66%30.62%1,60,87740.26%41.50
BG HQ Region contributes 19.34% of total openings and is currently the strongest growth driver by proportionate achievement.

🏢 Division-Level Deep Analytics

🏆 Top Performing Divisions

DivisionRegionAnn %Prop %NetScore
BG GPO DivisionBG HQ Region65.81%263.24%13,820147.66
PutturSK Region18.69%74.54%32,71367.71
NanjangudSK Region13.82%55.27%15,19758.21
Belagavi DivisionNK Region12.91%51.57%25,35455.47
Gadag DivisionNK Region11.77%47.10%11,28753.04
BG West DivisionBG HQ Region11.11%44.42%27,43352.54
BG South DivisionBG HQ Region10.76%43.02%28,50451.95
Kalaburagi DivisionNK Region10.46%41.73%14,85751.48
Yadgiri DivisionNK Region10.34%41.47%9,31751.44
ChitradurgaSK Region10.48%41.92%12,57751.07

⚠️ Bottom Performing Divisions + Recommendation

DivisionProp %ClosureNilNeg Action
Vijayapura Division
NK Region
11.28%78.3%7165Conduct focused review, identify nil offices and reduce preventable closures.
Karwar Division
NK Region
17.77%70.9%068Conduct focused review, identify nil offices and reduce preventable closures.
Kolar
SK Region
19.06%56.4%082Conduct focused review, identify nil offices and reduce preventable closures.
Raichur Division
NK Region
20.42%43.0%049Conduct focused review, identify nil offices and reduce preventable closures.
Bagalkot Division
NK Region
20.52%67.1%3101Conduct focused review, identify nil offices and reduce preventable closures.
Hassan
SK Region
21.16%58.5%1103Conduct focused review, identify nil offices and reduce preventable closures.
Bidar Division
NK Region
24.08%45.3%475Conduct focused review, identify nil offices and reduce preventable closures.
Sirsi Division
NK Region
20.55%60.9%137Conduct focused review, identify nil offices and reduce preventable closures.
Kodagu
SK Region
28.07%62.0%041Conduct focused review, identify nil offices and reduce preventable closures.
Tumakuru
SK Region
26.28%36.1%268Conduct focused review, identify nil offices and reduce preventable closures.

⭕ Circle Performance Matrix (Circle consolidated performance)

Karnataka Circle consolidated performance matrix is displayed before Region-level review for quick Circle-level MIS assessment.

CircleRegionsDivisionsTotal OfficesB.OHO/SOsTargetProp TargetOpenedClosedNetAnn %Prop % Category Observation
Karnataka Circle3359,6147,9591,65550,75,00012,70,0967,97,0333,54,7054,42,3288.72%34.83%🟠 Weak
Karnataka Circle achieved 8.72% Annual Achievement and 34.83% proportionate target. Critical Performance Level. Immediate intervention required. Focus on increasing account openings and reducing closures through intensive monitoring and corrective action. No negative growth observed and the overall growth position is to be improved; continuous improvement should be pursued.Targets: Annual: 50,75,000 | Proportionate: 12,70,096 | Net growth: 4,42,328 | Opened: 7,97,033 | Closed: 3,54,705Office Statistics: Regions: 3 | Divisions: 35 | Total Offices: 9,614 | B.O: 7,959 | HO/SOs: 1,655Nil A/c opening offices: | Negative growth offices: | Negative growth rate: 0.00%B.O Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: B.O high closure offices: Departmental negative growth: out of 1,655 HO/SOsDepartmental Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: Contribution: B.O: 45.63% | HO/SOs: 54.37%

🌐 Region Performance Matrix (Ann %: Lowest to Highest)

All Regions are displayed in ascending order of Annual Target Achievement so that the weakest Regions appear first for Circle-level management review.

RegionDivisionsTotal OfficesB.OHO/SOsTargetProp TargetOpenedClosedNetAnn %Prop % Category Observation
NK Region164,4263,76566121,00,0005,25,4843,20,8781,60,0011,60,8777.66%30.62%🟠 Weak
NK Region achieved 7.66% Annual Achievement and 30.62% proportionate target. Critical Performance Level. Immediate intervention required. Focus on increasing account openings and reducing closures through intensive monitoring and corrective action. No negative growth observed and the overall growth position is to be improved; continuous improvement should be pursued.Negative growth rate: 0.00% | Net growth: 1,60,877 | Opened: 3,20,878 | Closed: 1,60,001Office Statistics: Total Offices: 4,426 | B.O: 3,765 | HO/SOs: 661Nil A/c opening offices: | Negative growth offices: | Circle Rank: 3B.O Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: B.O high closure offices: Departmental negative growth: out of 661 HO/SOsDepartmental Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: Contribution: B.O: 54.55% | HO/SOs: 45.45%
SK Region144,6263,85077620,50,0005,13,2633,21,9821,41,5191,80,4638.80%35.16%🟠 Weak
SK Region achieved 8.80% Annual Achievement and 35.16% proportionate target. Critical Performance Level. Immediate intervention required. Focus on increasing account openings and reducing closures through intensive monitoring and corrective action. No negative growth observed and the overall growth position is to be improved; continuous improvement should be pursued.Negative growth rate: 0.00% | Net growth: 1,80,463 | Opened: 3,21,982 | Closed: 1,41,519Office Statistics: Total Offices: 4,626 | B.O: 3,850 | HO/SOs: 776Nil A/c opening offices: | Negative growth offices: | Circle Rank: 2B.O Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: B.O high closure offices: Departmental negative growth: out of 776 HO/SOsDepartmental Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: Contribution: B.O: 53.00% | HO/SOs: 47.00%
BG HQ Region55623442189,25,0002,31,3491,54,17353,1851,00,98810.92%43.65%🟠 Weak
BG HQ Region achieved 10.92% Annual Achievement and 43.65% proportionate target. Critical Performance Level. Immediate intervention required. Focus on increasing account openings and reducing closures through intensive monitoring and corrective action. No negative growth observed and the overall growth position is to be improved; continuous improvement should be pursued.Negative growth rate: 0.00% | Net growth: 1,00,988 | Opened: 1,54,173 | Closed: 53,185Office Statistics: Total Offices: 562 | B.O: 344 | HO/SOs: 218Nil A/c opening offices: | Negative growth offices: | Circle Rank: 1B.O Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: B.O high closure offices: Departmental negative growth: out of 218 HO/SOsDepartmental Ann%: <25%: | >=25%: | >=50%: | >=75%: | >=100%: Contribution: B.O: 11.67% | HO/SOs: 88.33%

🏢 Division Performance Matrix (Ann %: Lowest to Highest)

Select filters if required and click Load Data to display Divisions in ascending order of Annual Target Achievement.

No Division data loaded
DivisionRegionTotal OfficesB.OHO/SOsTargetProp TargetOpenedClosedNetAnn %Prop %CategoryObservation
Select filters if required and click Load Data to view Division Performance Matrix.

🗺️ Sub Division Performance Matrix (Ann %: Lowest to Highest)

Select filters if required and click Load Data to display Sub Divisions in ascending order of Annual Target Achievement with enhanced ground-level observation parameters.

No Sub Division data loaded
Sub DivisionDivisionTotal OfficesB.OHO/SOsTargetProp TargetOpenedClosedNetAnn %Prop %CategoryObservation
Select filters if required and click Load Data to view Sub Division Performance Matrix.

🏤 Office Type Analytics — HO / SO / BO

Office TypeCountOpeningsClosuresNetAnnual %Prop %ContributionAvg Open / OfficeAvg Net / OfficeObservation
HO5756,46437,33319,1315.32%21.28%7.08%990.60335.63HO contributes 7.08% of openings; productivity is 990.60 opened accounts per office.
SO1,5973,59,9131,55,8762,04,03710.20%40.80%45.16%225.37127.76SO contributes 45.16% of openings; productivity is 225.37 opened accounts per office.
BO7,9593,63,6821,58,3422,05,3407.62%30.43%45.63%45.6925.80BO contributes 45.63% of openings; productivity is 45.69 opened accounts per office.

🏅 Office-Level Ground Analytics

Top 10 Offices — Highest Openings
OfficeTypeDivisionSub DivisionOpenCloseNet
Bengaluru G.P.O.GPOBG GPO DivisionBG GPO16,9743,15413,820
Basavanagudi H.OGazetted H.OBG South DivisionChamarajpet Sub Dn2,8691,6891,180
Basaveshwaranagar S.OHSG-IBG West DivisionSheshadripuram Sub Dn2,6389921,646
Rajajinagar H.OGazetted H.OBG West DivisionSheshadripuram Sub Dn2,5412,45982
Malleswaram S.OHSG-IBG West DivisionJalahalli Sub Dn2,2779611,316
Vijayanagar S.O (Bengaluru)HSG-IBG West DivisionSheshadripuram Sub Dn2,0911,455636
Belagavi H.OH.OBelagavi DivisionBelagavi North Sub Di…1,9801,252728
Hubballi H.OGazetted H.ODharwad DivisionHubli East Sub Divisi…1,8561,101755
J P Nagar S.OHSG-IBG South DivisionBanashankari Sub Dn1,807908899
Chamrajpet SOHSG-IBG South DivisionChamarajpet Sub Dn1,7626961,066
Top 10 Offices — Highest Net Growth
OfficeTypeDivisionSub DivisionOpenCloseNet
Bengaluru G.P.O.GPOBG GPO DivisionBG GPO16,9743,15413,820
Basaveshwaranagar S.OHSG-IBG West DivisionSheshadripuram Sub Dn2,6389921,646
Gol Gumbaz S.OA-ClassVijayapura DivisionVijayapura East Sub …1,7131651,548
New Thippasandra S.OHSG-IIBG East DivisionBenson Town Sub Dn1,6763181,358
Malleswaram S.OHSG-IBG West DivisionJalahalli Sub Dn2,2779611,316
Governmemnt Electric Factory S.OLSGBG South DivisionChamarajpet Sub Dn1,4512161,235
Basavanagudi H.OGazetted H.OBG South DivisionChamarajpet Sub Dn2,8691,6891,180
Kengeri S.OLSGBG South DivisionChamarajpet Sub Dn1,5714411,130
Viswaneedam S.OLSGBG West DivisionSheshadripuram Sub Dn1,4082821,126
Banashankari III Stage S.OLSGBG South DivisionBanashankari Sub Dn1,4964041,092
Bottom 10 Offices — Nil Openings
OfficeTypeDivisionSub DivisionTargetClosedRecommendation
Bazarkunang B.OB.OSirsi DivisionDandeli Sub Division45011Immediate local mobilisation and supervisory visit.
Amalzeri B.OB.OBagalkot DivisionJamkhandi Sub Division35533Immediate local mobilisation and supervisory visit.
Rolli B.OB.OBagalkot DivisionBagalkot Sub Division35559Immediate local mobilisation and supervisory visit.
Shiraguppi B.OB.OBagalkot DivisionBagalkot Sub Division35535Immediate local mobilisation and supervisory visit.
Chincholi B.OB.OKalaburagi DivisionKalaburagi Sub Divisi…33927Immediate local mobilisation and supervisory visit.
Desanagi B.OB.OKalaburagi DivisionShahabad Sub Division3390Immediate local mobilisation and supervisory visit.
Devantegnur B.OB.OKalaburagi DivisionShahabad Sub Division3390Immediate local mobilisation and supervisory visit.
Ghangapur Sangam B.OB.OKalaburagi DivisionKalaburagi Sub Divisi…3397Immediate local mobilisation and supervisory visit.
Kotanhipparga B.OB.OKalaburagi DivisionKalaburagi Sub Divisi…3397Immediate local mobilisation and supervisory visit.
Matki B.OB.OKalaburagi DivisionKalaburagi Sub Divisi…3390Immediate local mobilisation and supervisory visit.
Bottom 10 Offices — Negative Growth / High Closures
OfficeTypeDivisionSub DivisionOpenCloseNet
Southern Extension DVG S.OA-ClassDavanagereDavanagere 1st Sub Dn4431,273-830
Dandeli S.OHSG-IISirsi DivisionDandeli Sub Division5711,066-495
Thondebhavi Old Town B.OB.OKolarGauribidanur Sub Dn48519-471
H A L II Stage H.OH.OBG East DivisionVimanapura Sub Dn606988-382
Chickballapur H.OH.OKolarChickballapur Sub Dn469823-354
Ilkal S.OLSGBagalkot DivisionHungund Sub Division352704-352
Nyamthi S.OB-ClassDavanagereChannagiri Sub Dn161482-321
Hoskoti B.OB.OBelagavi DivisionRamdurg Sub Division108404-296
Konapur Pet B.OB.ORaichur DivisionSindhanur Sub Division39312-273
Vijayapura H.OH.OVijayapura DivisionVijayapura West Sub D…7311,000-269

🚫 Nil Office Intelligence

HO Nil Intelligence

  • Total offices: 57
  • Nil opening offices: 0
  • Nil percentage: 0.00%
  • Action: special monitoring of nil HO offices.

SO Nil Intelligence

  • Total offices: 1,597
  • Nil opening offices: 0
  • Nil percentage: 0.00%
  • Action: special monitoring of nil SO offices.

BO Nil Intelligence

  • Total offices: 7,959
  • Nil opening offices: 41
  • Nil percentage: 0.52%
  • Action: special monitoring of nil BO offices.
DivisionRegionTotal NilNil HONil SONil BORecommendation
Kalaburagi DivisionNK Region100010Prepare office-wise reason list and ensure minimum daily opening progress.
Yadgiri DivisionNK Region9009Prepare office-wise reason list and ensure minimum daily opening progress.
Vijayapura DivisionNK Region7007Prepare office-wise reason list and ensure minimum daily opening progress.
Bidar DivisionNK Region4004Prepare office-wise reason list and ensure minimum daily opening progress.
Bagalkot DivisionNK Region3003Prepare office-wise reason list and ensure minimum daily opening progress.
Ballari DivisionNK Region2002Prepare office-wise reason list and ensure minimum daily opening progress.
TumakuruSK Region2002Prepare office-wise reason list and ensure minimum daily opening progress.
ChikkamagaluruSK Region1001Prepare office-wise reason list and ensure minimum daily opening progress.
HassanSK Region1001Prepare office-wise reason list and ensure minimum daily opening progress.
MysuruSK Region1001Prepare office-wise reason list and ensure minimum daily opening progress.
Sirsi DivisionNK Region1001Prepare office-wise reason list and ensure minimum daily opening progress.

📉 Negative Growth Intelligence & Risk Monitoring Dashboard

High Risk DivisionRegionProp %NilNeg OfficesRisk FactorRisk Alert
Vijayapura DivisionNK Region11.28%716561.22Risk due to low achievement, nil performance and closure pressure.
Karwar DivisionNK Region17.77%06853.90Risk due to low achievement, nil performance and closure pressure.
Bagalkot DivisionNK Region20.52%310152.55Risk due to low achievement, nil performance and closure pressure.
HassanSK Region21.16%110348.43Risk due to low achievement, nil performance and closure pressure.
KolarSK Region19.06%08247.23Risk due to low achievement, nil performance and closure pressure.
Sirsi DivisionNK Region20.55%13746.78Risk due to low achievement, nil performance and closure pressure.
MangaluruSK Region25.07%02246.37Risk due to low achievement, nil performance and closure pressure.
Chikodi DivisionNK Region25.36%04245.57Risk due to low achievement, nil performance and closure pressure.
KodaguSK Region28.07%04145.48Risk due to low achievement, nil performance and closure pressure.
Bidar DivisionNK Region24.08%47544.40Risk due to low achievement, nil performance and closure pressure.
High Risk Sub DivisionDivisionProp %NilNegRisk
Sindgi Sub DivisionVijayapura Division-4.99%04373.11
Muddebihal Sub DivisionVijayapura Division2.67%34170.58
Gauribidanur Sub DnKolar1.51%03268.22
Vijayapura West Sub DivisionVijayapura Division8.60%22863.39
Badami Sub DivisionBagalkot Division10.82%03260.00
Hungund Sub DivisionBagalkot Division14.10%02858.91
Madikeri Sub DnKodagu17.30%02356.35
Honavar Sub DivisionKarwar Division17.65%03056.14
Sakleshpura Sub DnHassan10.66%02955.87
Karwar Sub DivisionKarwar Division14.96%01855.28
Hassan Sub DnHassan16.46%02654.12
Mangaluru South Sub DnMangaluru17.20%0950.87
Koppa Sub DnChikkamagaluru20.60%02050.27
Kumta Sub DivisionKarwar Division20.81%02050.24
Indi Sub DivisionVijayapura Division22.50%12449.63
RegionDivisionSub DivisionNegative OfficesNegative NetRisk Alert
NK RegionVijayapura DivisionSindgi Sub Division43-912Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionVijayapura DivisionMuddebihal Sub Division41-1,281Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionKolarGauribidanur Sub Dn32-782Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBagalkot DivisionBadami Sub Division32-776Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionKarwar DivisionHonavar Sub Division30-853Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionVijayapura DivisionVijayapura East Sub Division29-581Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionHassanSakleshpura Sub Dn29-326Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBagalkot DivisionHungund Sub Division28-1,478Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionVijayapura DivisionVijayapura West Sub Division28-1,027Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBidar DivisionBhalki Sub Division27-560Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionHassanHassan Sub Dn26-398Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBidar DivisionBidar Sub Division26-361Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBagalkot DivisionBagalkot Sub Division25-620Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionVijayapura DivisionIndi Sub Division24-609Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionKodaguMadikeri Sub Dn23-279Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionBidar DivisionHumnabad Sub Division22-236Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionRaichur DivisionSindhanur Sub Division20-623Closures exceed openings. Review maturity/closure causes and customer retention.
NK RegionKarwar DivisionKumta Sub Division20-570Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionKolarChinthamani Sub Dn20-490Closures exceed openings. Review maturity/closure causes and customer retention.
SK RegionChikkamagaluruKoppa Sub Dn20-459Closures exceed openings. Review maturity/closure causes and customer retention.

🔮 Trend & Forecast Analytics

Risk Forecast

32.16%
Predicted net: 16,31,901
Openings: 31,96,891 | Closures: 15,64,990

Current Trend

34.96%
Predicted net: 17,74,173
Openings: 31,96,891 | Closures: 14,22,718

Optimistic Forecast

50.00%
Predicted net: 25,37,500
Openings: 47,95,336 | Closures: 22,57,836

Required Forecast

100.00%
Predicted net: 50,75,000
Openings: 64,97,718 | Closures: 14,22,718
Forecast is calculated from current FY pace over 91 elapsed days out of 365 days. Use this as an MIS trend indicator, not as a guaranteed final result.
Forecast factor explanation: Risk Forecast: assumes no decrease in openings and 10% increase in closures. Current Trend: means the same present pace continues. Optimistic Forecast: assumes 50% increase in openings and -58.70% reduction in closures. Required Forecast: assumes closures remain at current trend level and openings must increase by 103.25% over the current trend opening level to achieve 100% annual target.

📅 Dynamic Monthly Net Target Projection Report

This report dynamically calculates the remaining month-wise Net Account targets required to achieve 100% Annual Net Target, based on data updated up to 30/06/2026. Click a Region to view Divisions and click a Division to view Sub-Divisions.
Region / Division / Sub-Division Net Target Apr-26 Opened May-26 Opened Jun-26 Opened Total Opened Achievement % A/cs to be Opened Jun-26 To Be Opened Jul-26 Aug-26 Sep-26 Oct-26 Nov-26 Dec-26 Jan-27 Feb-27 Mar-27
BG HQ Region
9,25,00016,12929,20655,6531,00,98810.92%8,24,012091,55791,55791,55791,55791,55791,55791,55791,55791,556
BG East Division
2,65,0003,3046,86513,58523,7548.96%2,41,246026,80526,80526,80526,80526,80526,80526,80526,80526,806
Benson Town Sub Dn
70,3501,1102,2484,0187,37610.48%62,97406,9976,9976,9976,9976,9976,9976,9976,9976,998
Sadashivnagar Sub Dn
62,2007791,5212,8575,1578.29%57,04306,3386,3386,3386,3386,3386,3386,3386,3386,339
Vimanapura Sub Dn
73,9506241,9163,3475,8877.96%68,06307,5637,5637,5637,5637,5637,5637,5637,5637,559
Yelahanka Sub Dn
58,5007911,1803,3635,3349.12%53,16605,9075,9075,9075,9075,9075,9075,9075,9075,910
BG GPO Division
21,0004,7944,8204,20613,82065.81%7,1800798798798798798798798798796
BG GPO
21,0004,7944,8204,20613,82065.81%7,1800798798798798798798798798796
BG South Division
2,65,0004,1047,20917,19128,50410.76%2,36,496026,27726,27726,27726,27726,27726,27726,27726,27726,280
Banashankari Sub Dn
92,1002,3973,3405,42111,15812.12%80,94208,9948,9948,9948,9948,9948,9948,9948,9948,990
Chamarajpet Sub Dn
95,3008322,1687,67910,67911.21%84,62109,4029,4029,4029,4029,4029,4029,4029,4029,405
Jayanagar Sub Dn
77,6008751,7014,0916,6678.59%70,93307,8817,8817,8817,8817,8817,8817,8817,8817,885
BG West Division
2,47,0003,6148,38015,43927,43311.11%2,19,567024,39624,39624,39624,39624,39624,39624,39624,39624,399
Jalahalli Sub Dn
93,8601,7893,1565,71610,66111.36%83,19909,2449,2449,2449,2449,2449,2449,2449,2449,247
Nelamangala Sub Dn
59,2805111,9203,4985,92910.00%53,35105,9285,9285,9285,9285,9285,9285,9285,9285,927
Sheshadripuram Sub Dn
93,8601,3143,3046,22510,84311.55%83,01709,2249,2249,2249,2249,2249,2249,2249,2249,225
Channapatna Division
1,27,0003131,9325,2327,4775.89%1,19,523013,28013,28013,28013,28013,28013,28013,28013,28013,283
Channapatna Sub Dn
70,7502921,2992,7884,3796.19%66,37107,3757,3757,3757,3757,3757,3757,3757,3757,371
Kanakapura Sub Dn
56,250216332,4443,0985.51%53,15205,9065,9065,9065,9065,9065,9065,9065,9065,904
NK Region
21,00,000-18,93529,7171,50,0951,60,8777.66%19,39,12302,15,4582,15,4582,15,4582,15,4582,15,4582,15,4582,15,4582,15,4582,15,459
Bagalkot Division
1,55,361-4,835-1,00113,8237,9875.14%1,47,374016,37516,37516,37516,37516,37516,37516,37516,37516,374
Badami Sub Division
38,761-926-4382,4151,0512.71%37,71004,1904,1904,1904,1904,1904,1904,1904,1904,190
Bagalkot Sub Division
41,880-982503,6592,7276.51%39,15304,3504,3504,3504,3504,3504,3504,3504,3504,353
Hungund Sub Division
35,770-1,784-6753,7231,2643.53%34,50603,8343,8343,8343,8343,8343,8343,8343,8343,834
Jamkhandi Sub Division
38,950-1,143624,0262,9457.56%36,00504,0014,0014,0014,0014,0014,0014,0014,0013,997
Ballari Division
1,78,032-5661,17011,69112,2956.91%1,65,737018,41518,41518,41518,41518,41518,41518,41518,41518,417
Ballari Sub Division
38,742175852,3382,9407.59%35,80203,9783,9783,9783,9783,9783,9783,9783,9783,978
Harapanahalli Sub Division
33,900945081,8932,4957.36%31,40503,4893,4893,4893,4893,4893,4893,4893,4893,493
Hosapete Sub Division
37,540-2042391,8391,8744.99%35,66603,9633,9633,9633,9633,9633,9633,9633,9633,962
Kudligi Sub Division
38,100-382-2483,3852,7557.23%35,34503,9273,9273,9273,9273,9273,9273,9273,9273,929
Siruguppa Sub Division
29,750-91862,2362,2317.50%27,51903,0583,0583,0583,0583,0583,0583,0583,0583,055
Belagavi Division
1,96,398-1,6244,46922,50925,35412.91%1,71,044019,00519,00519,00519,00519,00519,00519,00519,00519,004
Bailhongal Sub Division
37,276-4509143,8874,35111.67%32,92503,6583,6583,6583,6583,6583,6583,6583,6583,661
Belagavi North Sub Division
42,500-5529944,7085,15012.12%37,35004,1504,1504,1504,1504,1504,1504,1504,1504,150
Belagavi South Sub Division
43,612-4791,2154,8025,53812.70%38,07404,2304,2304,2304,2304,2304,2304,2304,2304,234
Kittur Sub Division
31,8241251,0944,2245,44317.10%26,38102,9312,9312,9312,9312,9312,9312,9312,9312,933
Ramdurg Sub Division
41,186-2682524,8884,87211.83%36,31404,0354,0354,0354,0354,0354,0354,0354,0354,034
Bidar Division
1,08,640-1,3978277,1096,5396.02%1,02,101011,34511,34511,34511,34511,34511,34511,34511,34511,341
Bhalki Sub Division
35,600-6202003,2842,8648.04%32,73603,6373,6373,6373,6373,6373,6373,6373,6373,640
Bidar Sub Division
38,000-4663271,7921,6534.35%36,34704,0394,0394,0394,0394,0394,0394,0394,0394,035
Humnabad Sub Division
35,040-3113002,0332,0225.77%33,01803,6693,6693,6693,6693,6693,6693,6693,6693,666
Chikodi Division
1,20,751-3,4884,9556,2097,6766.36%1,13,075012,56412,56412,56412,56412,56412,56412,56412,56412,563
Athani Sub Division
40,175-1,1082,0462,0673,0057.48%37,17004,1304,1304,1304,1304,1304,1304,1304,1304,130
Chikodi Sub Division
41,575-1,0381,5201,6892,1715.22%39,40404,3784,3784,3784,3784,3784,3784,3784,3784,380
Raibag Sub Division
39,001-1,3421,3892,4532,5006.41%36,50104,0564,0564,0564,0564,0564,0564,0564,0564,053
Dharwad Division
1,87,755-2824,22211,99015,9308.48%1,71,825019,09219,09219,09219,09219,09219,09219,09219,09219,089
Dharwad Sub Division
65,226-741,2454,5125,6838.71%59,54306,6166,6166,6166,6166,6166,6166,6166,6166,615
Hubli East Sub Division
76,899-4101,7834,8916,2648.15%70,63507,8487,8487,8487,8487,8487,8487,8487,8487,851
Hubli West Sub Division
45,6302021,1942,5873,9838.73%41,64704,6274,6274,6274,6274,6274,6274,6274,6274,631
Gadag Division
95,859-1,0971,61210,77211,28711.77%84,57209,3979,3979,3979,3979,3979,3979,3979,3979,396
Gadag Sub Division
50,110-2819234,6615,30310.58%44,80704,9794,9794,9794,9794,9794,9794,9794,9794,975
Ron Sub Division
45,749-8166896,1115,98413.08%39,76504,4184,4184,4184,4184,4184,4184,4184,4184,421
Gokak Division
90,133-1,1571,6396,5617,0437.81%83,09009,2329,2329,2329,2329,2329,2329,2329,2329,234
Gokak Sub Division
43,833-4518562,9503,3557.65%40,47804,4984,4984,4984,4984,4984,4984,4984,4984,494
Hukeri Sub Division
46,300-7067833,6113,6887.97%42,61204,7354,7354,7354,7354,7354,7354,7354,7354,732
Haveri Division
1,26,1751,7103,5676,19111,4689.09%1,14,707012,74512,74512,74512,74512,74512,74512,74512,74512,747
Haveri Sub Division
45,4754751,1321,4933,1006.82%42,37504,7084,7084,7084,7084,7084,7084,7084,7084,711
Ranebennur Sub Division
40,2007611,2821,3543,3978.45%36,80304,0894,0894,0894,0894,0894,0894,0894,0894,091
Shiggaon Sub Division
40,5004741,1533,3444,97112.27%35,52903,9483,9483,9483,9483,9483,9483,9483,9483,945
Kalaburagi Division
1,42,0751,7773,5389,54214,85710.46%1,27,218014,13514,13514,13514,13514,13514,13514,13514,13514,138
Kalaburagi Sub Division-I
35,5484218222,6013,84410.81%31,70403,5233,5233,5233,5233,5233,5233,5233,5233,520
Kalaburagi Sub Division-II
36,5135041,0051,4192,9288.02%33,58503,7323,7323,7323,7323,7323,7323,7323,7323,729
Kalgi Sub Division
33,2703579362,8404,13312.42%29,13703,2373,2373,2373,2373,2373,2373,2373,2373,241
Shahabad Sub Division
36,7444957752,6823,95210.76%32,79203,6443,6443,6443,6443,6443,6443,6443,6443,640
Karwar Division
1,20,355-2,2274957,0795,3474.44%1,15,008012,77912,77912,77912,77912,77912,77912,77912,77912,776
Honavar Sub Division
42,828-1,0934302,5531,8904.41%40,93804,5494,5494,5494,5494,5494,5494,5494,5494,546
Karwar Sub Division
39,427-411-571,9431,4753.74%37,95204,2174,2174,2174,2174,2174,2174,2174,2174,216
Kumta Sub Division
38,100-7231222,5831,9825.20%36,11804,0134,0134,0134,0134,0134,0134,0134,0134,014
Koppal Division
1,03,257-9101,4828,7829,3549.06%93,903010,43410,43410,43410,43410,43410,43410,43410,43410,431
Gangavathi Sub Division
33,446125312,3082,8518.52%30,59503,3993,3993,3993,3993,3993,3993,3993,3993,403
Koppal Sub Division
37,238-4439492,2302,7367.35%34,50203,8343,8343,8343,8343,8343,8343,8343,8343,830
Kushtagi Sub Division
32,573-47924,2443,76711.56%28,80603,2013,2013,2013,2013,2013,2013,2013,2013,198
Raichur Division
1,16,951311,7864,1535,9705.10%1,10,981012,33112,33112,33112,33112,33112,33112,33112,33112,333
Lingsugur Sub Division
40,600-36591,1581,8144.47%38,78604,3104,3104,3104,3104,3104,3104,3104,3104,306
Raichur Sub Division
39,6512616611,3152,2375.64%37,41404,1574,1574,1574,1574,1574,1574,1574,1574,158
Sindhanur Sub Division
36,700-2274661,6801,9195.23%34,78103,8653,8653,8653,8653,8653,8653,8653,8653,861
Sirsi Division
1,24,339-1,6737677,3026,3965.14%1,17,943013,10513,10513,10513,10513,10513,10513,10513,10513,103
Dandeli Sub Division
38,965-639772,5652,0035.14%36,96204,1074,1074,1074,1074,1074,1074,1074,1074,106
Sirsi North Sub Division
37,650-5463062,0721,8324.87%35,81803,9803,9803,9803,9803,9803,9803,9803,9803,978
Sirsi South Sub Division
47,724-4883842,6652,5615.37%45,16305,0185,0185,0185,0185,0185,0185,0185,0185,019
Vijayapura Division
1,43,834-4,598-1,2989,9534,0572.82%1,39,777015,53115,53115,53115,53115,53115,53115,53115,53115,529
Indi Sub Division
29,652-835-2862,7891,6685.63%27,98403,1093,1093,1093,1093,1093,1093,1093,1093,112
Muddebihal Sub Division
29,328-1,167-3451,7081960.67%29,13203,2373,2373,2373,2373,2373,2373,2373,2373,236
Sindgi Sub Division
27,000-628-295586-337-1.25%27,33703,0373,0373,0373,0373,0373,0373,0373,0373,041
Vijayapura East Sub Division
28,104-6561832,3631,8906.73%26,21402,9132,9132,9132,9132,9132,9132,9132,9132,910
Vijayapura West Sub Division
29,750-1,312-5552,5076402.15%29,11003,2343,2343,2343,2343,2343,2343,2343,2343,238
Yadgiri Division
90,0851,4011,4876,4299,31710.34%80,76808,9748,9748,9748,9748,9748,9748,9748,9748,976
Sedam Sub Division
27,0127445881,0702,4028.89%24,61002,7342,7342,7342,7342,7342,7342,7342,7342,738
Shorapur Sub Division
30,0683954492,6123,45611.49%26,61202,9572,9572,9572,9572,9572,9572,9572,9572,956
Yadgiri Sub Division
33,0052624502,7473,45910.48%29,54603,2833,2833,2833,2833,2833,2833,2833,2833,282
SK Region
20,50,00014,85051,1821,14,4311,80,4638.80%18,69,53702,07,7262,07,7262,07,7262,07,7262,07,7262,07,7262,07,7262,07,7262,07,729
Chikkamagaluru
1,20,0001072,8736,2739,2537.71%1,10,747012,30512,30512,30512,30512,30512,30512,30512,30512,307
Birur Sub Dn
33,325-621,0642,1013,1039.31%30,22203,3583,3583,3583,3583,3583,3583,3583,3583,358
Chikkamagaluru Sub Dn
27,2504019561,3042,6619.77%24,58902,7322,7322,7322,7322,7322,7322,7322,7322,733
Koppa Sub Dn
31,015-972981,3991,6005.16%29,41503,2683,2683,2683,2683,2683,2683,2683,2683,271
Mudigere Sub Dn
28,410-1355551,4691,8896.65%26,52102,9472,9472,9472,9472,9472,9472,9472,9472,945
Chitradurga
1,20,0001,6133,2017,76312,57710.48%1,07,423011,93611,93611,93611,93611,93611,93611,93611,93611,935
Challakere Sub Dn
32,9607029311,2762,9098.83%30,05103,3393,3393,3393,3393,3393,3393,3393,3393,339
Chitradurga Sub Dn
30,0404547701,9333,15710.51%26,88302,9872,9872,9872,9872,9872,9872,9872,9872,987
Hiriyur Sub Dn
24,5004768651,8723,21313.11%21,28702,3652,3652,3652,3652,3652,3652,3652,3652,367
Hosadurga Sub Dn
32,500-196352,6823,29810.15%29,20203,2453,2453,2453,2453,2453,2453,2453,2453,242
Davanagere
1,65,0001723,3858,32811,8857.20%1,53,115017,01317,01317,01317,01317,01317,01317,01317,01317,011
Channagiri Sub Dn
57,750-6341,5672,7153,6486.32%54,10206,0116,0116,0116,0116,0116,0116,0116,0116,014
Davanagere 1st Sub Dn
66,0002951,2553,4795,0297.62%60,97106,7756,7756,7756,7756,7756,7756,7756,7756,771
Davanagere 2nd Sub Dn
41,2505115632,1343,2087.78%38,04204,2274,2274,2274,2274,2274,2274,2274,2274,226
Hassan
1,90,000-8283,7807,13910,0915.31%1,79,909019,99019,99019,99019,99019,99019,99019,99019,99019,989
Arsikere Sub Dn
35,4502047851,1052,0945.91%33,35603,7063,7063,7063,7063,7063,7063,7063,7063,708
CR Patna Sub Dn
34,550-5119292,4702,8888.36%31,66203,5183,5183,5183,5183,5183,5183,5183,5183,518
Hassan Sub Dn
46,050-3196391,5811,9014.13%44,14904,9054,9054,9054,9054,9054,9054,9054,9054,909
HN Pura Sub Dn
36,900-99581,2672,2166.01%34,68403,8543,8543,8543,8543,8543,8543,8543,8543,852
Sakleshpura Sub Dn
37,050-1934697169922.68%36,05804,0064,0064,0064,0064,0064,0064,0064,0064,010
Kodagu
60,000-9461,3853,7984,2377.06%55,76306,1966,1966,1966,1966,1966,1966,1966,1966,195
Madikeri Sub Dn
19,266-332941,0768384.35%18,42802,0482,0482,0482,0482,0482,0482,0482,0482,044
Somwarpet Sub Dn
20,763-3588241,5742,0409.83%18,72302,0802,0802,0802,0802,0802,0802,0802,0802,083
Virajpet Sub Dn
19,971-2564671,1481,3596.80%18,61202,0682,0682,0682,0682,0682,0682,0682,0682,068
Kolar
1,90,0001172,3196,6199,0554.77%1,80,945020,10520,10520,10520,10520,10520,10520,10520,10520,105
Chickballapur Sub Dn
31,900-5473171,5211,2914.05%30,60903,4013,4013,4013,4013,4013,4013,4013,4013,401
Chinthamani Sub Dn
39,7002063391,7622,3075.81%37,39304,1554,1554,1554,1554,1554,1554,1554,1554,153
Gauribidanur Sub Dn
32,000-516-1868231210.38%31,87903,5423,5423,5423,5423,5423,5423,5423,5423,543
Kolar Sub Dn
46,8003178211,0682,2064.71%44,59404,9554,9554,9554,9554,9554,9554,9554,9554,954
Robertsonpet Sub Dn
39,6006571,0281,4453,1307.90%36,47004,0524,0524,0524,0524,0524,0524,0524,0524,054
Mandya
1,25,0001,4933,7015,61110,8058.64%1,14,195012,68812,68812,68812,68812,68812,68812,68812,68812,691
Malavalli Sub Dn
29,7504656201,1192,2047.41%27,54603,0613,0613,0613,0613,0613,0613,0613,0613,058
Mandya Sub Dn
32,1006211,3481,6433,61211.25%28,48803,1653,1653,1653,1653,1653,1653,1653,1653,168
Nagamangala Sub Dn
31,450865176531,2563.99%30,19403,3553,3553,3553,3553,3553,3553,3553,3553,354
Srirangapatna Sub Dn
31,7003211,2162,1963,73311.78%27,96703,1073,1073,1073,1073,1073,1073,1073,1073,111
Mangaluru
1,25,000-5132,9995,3507,8366.27%1,17,164013,01813,01813,01813,01813,01813,01813,01813,01813,020
Mangaluru East Sub Dn
38,100-79872,0162,9967.86%35,10403,9003,9003,9003,9003,9003,9003,9003,9003,904
Mangaluru North Sub Dn
44,000-1831,2231,9552,9956.81%41,00504,5564,5564,5564,5564,5564,5564,5564,5564,557
Mangaluru South Sub Dn
42,900-3237891,3791,8454.30%41,05504,5624,5624,5624,5624,5624,5624,5624,5624,559
Mysuru
1,65,0001,8144,2607,21113,2858.05%1,51,715016,85716,85716,85716,85716,85716,85716,85716,85716,859
Hunsur Sub Dn
41,950697661,4502,2855.45%39,66504,4074,4074,4074,4074,4074,4074,4074,4074,409
Krishnarajanagar Sub Dn
36,5502228181,3662,4066.58%34,14403,7943,7943,7943,7943,7943,7943,7943,7943,792
Mysuru East Sub Dn
41,5007161,3452,3324,39310.59%37,10704,1234,1234,1234,1234,1234,1234,1234,1234,123
Mysuru West Sub Dn
45,0008071,3312,0634,2019.34%40,79904,5334,5334,5334,5334,5334,5334,5334,5334,535
Nanjangud
1,10,0001,4245,4018,37215,19713.82%94,803010,53410,53410,53410,53410,53410,53410,53410,53410,531
Chamarajanagar Sub Dn
27,8754039091,7463,05810.97%24,81702,7572,7572,7572,7572,7572,7572,7572,7572,761
Kollegala Sub Dn
28,575972,1112,3084,51615.80%24,05902,6732,6732,6732,6732,6732,6732,6732,6732,675
Nanjangud Sub Dn
26,9753991,4782,4494,32616.04%22,64902,5172,5172,5172,5172,5172,5172,5172,5172,513
T Narasipura Sub Dn
26,5755259031,8693,29712.41%23,27802,5862,5862,5862,5862,5862,5862,5862,5862,590
Puttur
1,75,0003,4534,85124,40932,71318.69%1,42,287015,81015,81015,81015,81015,81015,81015,81015,81015,807
Bantval Sub Dn
37,0008691,2345,0427,14519.31%29,85503,3173,3173,3173,3173,3173,3173,3173,3173,319
Belthangady Sub Dn
36,7007089644,2315,90316.08%30,79703,4223,4223,4223,4223,4223,4223,4223,4223,421
Karkala Sub Dn
33,8506079655,3296,90120.39%26,94902,9942,9942,9942,9942,9942,9942,9942,9942,997
Puttur Sub Dn
36,1007969035,4497,14819.80%28,95203,2173,2173,2173,2173,2173,2173,2173,2173,216
Sulia Sub Dn
31,3504737854,3585,61617.91%25,73402,8592,8592,8592,8592,8592,8592,8592,8592,862
Shivamogga
1,60,0002,6084,8778,09715,5829.74%1,44,418016,04616,04616,04616,04616,04616,04616,04616,04616,050
Bhadravati Sub Dn
44,0005558261,6503,0316.89%40,96904,5524,5524,5524,5524,5524,5524,5524,5524,553
Sagar Sub Dn
40,1007401,2993,0335,07212.65%35,02803,8923,8923,8923,8923,8923,8923,8923,8923,892
Shikaripur Sub Dn
36,4008401,5821,7494,17111.46%32,22903,5813,5813,5813,5813,5813,5813,5813,5813,581
Shivamogga Sub Dn
39,5004731,1701,6653,3088.37%36,19204,0214,0214,0214,0214,0214,0214,0214,0214,024
Tumakuru
2,20,0003,2594,8386,38114,4786.58%2,05,522022,83622,83622,83622,83622,83622,83622,83622,83622,834
Gubbi Sub Dn
36,1103756116571,6434.55%34,46703,8303,8303,8303,8303,8303,8303,8303,8303,827
Kunigal Sub Dn
35,2104055487241,6774.76%33,53303,7263,7263,7263,7263,7263,7263,7263,7263,725
Madhugiri Sub Dn
34,9504577801,3032,5407.27%32,41003,6013,6013,6013,6013,6013,6013,6013,6013,602
Sira Sub Dn
37,1105966171,0312,2446.05%34,86603,8743,8743,8743,8743,8743,8743,8743,8743,874
Tiptur Sub Dn
35,2305689289872,4837.05%32,74703,6393,6393,6393,6393,6393,6393,6393,6393,635
Tumakuru Sub Dn
41,3908581,3541,6793,8919.40%37,49904,1674,1674,1674,1674,1674,1674,1674,1674,163
Udupi
1,25,0001,0773,3129,08013,46910.78%1,11,531012,39212,39212,39212,39212,39212,39212,39212,39212,395
Kundapura (N) Sub Dn
30,7001159171,6242,6568.65%28,04403,1163,1163,1163,1163,1163,1163,1163,1163,116
Kundapura (S) Sub Dn
28,6008271,0902,0143,93113.74%24,66902,7412,7412,7412,7412,7412,7412,7412,7412,741
Udupi (N) Sub Dn
29,450-1903332,1972,3407.95%27,11003,0123,0123,0123,0123,0123,0123,0123,0123,014
Udupi (S) Sub Dn
36,2503259723,2454,54212.53%31,70803,5233,5233,5233,5233,5233,5233,5233,5233,524
ΣGrand Total
50,75,00012,0441,10,1053,20,1794,42,3288.72%46,32,67205,14,7415,14,7415,14,7415,14,7415,14,7415,14,7415,14,7415,14,7415,14,744
Projection logic: Shortfall = Annual Net Target - Current Net Accounts Opened. Current month target is calculated only for remaining days after the upload date, and the balance is distributed equally up to March. The last month absorbs rounding difference so that total projection exactly equals the shortfall.

💡 Opportunity Identification

Untapped Divisions

  • Vijayapura Division: prop achievement 11.28%; opportunity through focused drive.
  • Karwar Division: prop achievement 17.77%; opportunity through focused drive.
  • Kolar: prop achievement 19.06%; opportunity through focused drive.
  • Raichur Division: prop achievement 20.42%; opportunity through focused drive.
  • Bagalkot Division: prop achievement 20.52%; opportunity through focused drive.

Untapped Sub Divisions

  • Sindgi Sub Division: risk 73.11; immediate field intervention.
  • Muddebihal Sub Division: risk 70.58; immediate field intervention.
  • Gauribidanur Sub Dn: risk 68.22; immediate field intervention.
  • Vijayapura West Sub Division: risk 63.39; immediate field intervention.
  • Badami Sub Division: risk 60.00; immediate field intervention.

Hidden Growth Areas

  • Karkala Sub Dn: prop achievement 81.30%; replicate practices.
  • Puttur Sub Dn: prop achievement 78.97%; replicate practices.
  • Bantval Sub Dn: prop achievement 76.98%; replicate practices.
  • Sulia Sub Dn: prop achievement 71.43%; replicate practices.
  • Kittur Sub Division: prop achievement 68.29%; replicate practices.

🌡️ Performance Heat Map

Sorted by Risk % in descending order: 🔴 highest risk first, followed by 🟠 high risk, 🟡 moderate risk and 🟢 low risk.

Region Heat Map — Risk % Descending

RegionProp %Risk %
NK Region30.62%41.50%
SK Region35.16%36.73%
BG HQ Region43.65%29.73%

Division Heat Map — Risk % Descending

DivisionProp %Risk %
Vijayapura Division11.28%61.22%
Karwar Division17.77%53.90%
Bagalkot Division20.52%52.55%
Hassan21.16%48.43%
Kolar19.06%47.23%
Sirsi Division20.55%46.78%
Mangaluru25.07%46.37%
Chikodi Division25.36%45.57%
Kodagu28.07%45.48%
Bidar Division24.08%44.40%
Chikkamagaluru30.79%42.85%
Raichur Division20.42%42.82%
Ballari Division27.62%42.10%
Gokak Division31.26%40.39%
Channapatna Division23.50%39.35%
Koppal Division36.24%38.63%
Davanagere28.79%38.26%
Tumakuru26.28%37.88%
Mysuru32.16%37.84%
Dharwad Division33.90%37.62%
Mandya34.57%35.21%
Haveri Division36.22%35.19%
Shivamogga38.96%34.19%
Udupi42.95%34.08%
BG East Division35.84%32.42%
Gadag Division47.10%31.94%
Chitradurga41.92%31.12%
Belagavi Division51.57%29.03%
BG South Division43.02%28.97%
BG West Division44.42%28.90%
Kalaburagi Division41.73%28.72%
Yadgiri Division41.47%28.32%
Nanjangud55.27%22.93%
Puttur74.54%15.28%
BG GPO Division263.24%4.65%

Sub Division Heat Map — Risk % Descending

Sub DivisionDivisionProp %Risk %
Sindgi Sub DivisionVijayapura Division-4.99%73.11%
Muddebihal Sub DivisionVijayapura Division2.67%70.58%
Gauribidanur Sub DnKolar1.51%68.22%
Vijayapura West Sub DivisionVijayapura Division8.60%63.39%
Badami Sub DivisionBagalkot Division10.82%60.00%
Hungund Sub DivisionBagalkot Division14.10%58.91%
Madikeri Sub DnKodagu17.30%56.35%
Honavar Sub DivisionKarwar Division17.65%56.14%
Sakleshpura Sub DnHassan10.66%55.87%
Karwar Sub DivisionKarwar Division14.96%55.28%
Hassan Sub DnHassan16.46%54.12%
Mangaluru South Sub DnMangaluru17.20%50.87%
Koppa Sub DnChikkamagaluru20.60%50.27%
Kumta Sub DivisionKarwar Division20.81%50.24%
Indi Sub DivisionVijayapura Division22.50%49.63%
Vijayapura East Sub DivisionVijayapura Division26.90%49.57%
Bidar Sub DivisionBidar Division17.40%49.50%
Chickballapur Sub DnKolar16.18%48.94%
Bagalkot Sub DivisionBagalkot Division26.00%48.44%
Chikodi Sub DivisionChikodi Division20.83%47.96%
Hosapete Sub DivisionBallari Division19.97%47.82%
Dandeli Sub DivisionSirsi Division20.53%47.56%
Sirsi North Sub DivisionSirsi Division19.43%46.89%
Arsikere Sub DnHassan23.53%46.33%
Sirsi South Sub DivisionSirsi Division21.44%46.02%
Mangaluru North Sub DnMangaluru27.22%45.89%
Kolar Sub DnKolar18.85%45.59%
Raibag Sub DivisionChikodi Division25.57%45.48%
HN Pura Sub DnHassan23.93%45.47%
Nagamangala Sub DnMandya15.97%45.46%
Virajpet Sub DnKodagu27.03%44.85%
Udupi (N) Sub DnUdupi31.67%44.65%
Kunigal Sub DnTumakuru19.03%44.63%
Chinthamani Sub DnKolar23.24%44.46%
Mudigere Sub DnChikkamagaluru26.55%44.38%
Sindhanur Sub DivisionRaichur Division20.92%44.27%
Koppal Sub DivisionKoppal Division29.39%44.16%
Gubbi Sub DnTumakuru18.16%43.82%
Jamkhandi Sub DivisionBagalkot Division30.18%43.79%
Humnabad Sub DivisionBidar Division23.08%43.69%
Lingsugur Sub DivisionRaichur Division17.87%43.50%
Athani Sub DivisionChikodi Division29.84%43.33%
Hunsur Sub DnMysuru21.75%43.21%
Bhadravati Sub DnShivamogga27.55%42.89%
Kudligi Sub DivisionBallari Division28.92%42.69%
Mangaluru East Sub DnMangaluru31.44%42.27%
Channagiri Sub DnDavanagere25.30%42.03%
Haveri Sub DivisionHaveri Division27.17%41.54%
Ballari Sub DivisionBallari Division30.35%41.12%
Gokak Sub DivisionGokak Division30.62%40.97%
Kanakapura Sub DnChannapatna Division21.98%40.93%
Raichur Sub DivisionRaichur Division22.57%40.72%
Bhalki Sub DivisionBidar Division32.18%40.29%
Shivamogga Sub DnShivamogga33.50%40.10%
Hukeri Sub DivisionGokak Division31.86%39.86%
CR Patna Sub DnHassan33.30%39.85%
Tiptur Sub DnTumakuru28.14%39.52%
Krishnarajanagar Sub DnMysuru26.29%39.19%
Birur Sub DnChikkamagaluru37.18%39.09%
Dharwad Sub DivisionDharwad Division34.81%39.07%
Malavalli Sub DnMandya29.62%38.99%
Siruguppa Sub DivisionBallari Division29.99%38.92%
Harapanahalli Sub DivisionBallari Division29.44%38.89%
Davanagere 1st Sub DnDavanagere30.47%38.08%
Channapatna Sub DnChannapatna Division24.71%38.07%
Chikkamagaluru Sub DnChikkamagaluru38.99%38.04%
Hubli East Sub DivisionDharwad Division32.55%37.93%
Gangavathi Sub DivisionKoppal Division34.10%37.51%
Somwarpet Sub DnKodagu39.04%36.81%
Kundapura (N) Sub DnUdupi34.48%36.65%
Sira Sub DnTumakuru24.18%36.28%
Challakere Sub DnChitradurga35.30%36.02%
Ranebennur Sub DivisionHaveri Division33.68%36.01%
Mysuru West Sub DnMysuru37.32%35.71%
Hubli West Sub DivisionDharwad Division34.85%35.56%
Kalaburagi Sub Division-IIKalaburagi Division32.00%35.46%
Vimanapura Sub DnBG East Division31.84%35.37%
Gadag Sub DivisionGadag Division42.33%34.73%
Sadashivnagar Sub DnBG East Division33.16%34.65%
Madhugiri Sub DnTumakuru29.01%34.16%
Robertsonpet Sub DnKolar31.62%34.06%
Kushtagi Sub DivisionKoppal Division46.26%33.73%
Davanagere 2nd Sub DnDavanagere30.99%33.10%
Sedam Sub DivisionYadgiri Division35.66%32.99%
Mysuru East Sub DnMysuru42.26%32.96%
Hosadurga Sub DnChitradurga40.59%32.05%
Ramdurg Sub DivisionBelagavi Division47.25%32.05%
Chitradurga Sub DnChitradurga42.04%31.79%
Jayanagar Sub DnBG South Division34.37%31.57%
Kalaburagi Sub Division-IKalaburagi Division43.16%31.10%
Belagavi South Sub DivisionBelagavi Division50.74%30.82%
Tumakuru Sub DnTumakuru37.54%30.50%
Bailhongal Sub DivisionBelagavi Division46.62%30.49%
Belagavi North Sub DivisionBelagavi Division48.43%30.45%
Udupi (S) Sub DnUdupi49.98%30.30%
Sheshadripuram Sub DnBG West Division46.20%30.03%
Benson Town Sub DnBG East Division41.94%29.91%
Srirangapatna Sub DnMandya47.09%29.31%
Mandya Sub DnMandya45.00%29.12%
Ron Sub DivisionGadag Division52.32%28.98%
Yelahanka Sub DnBG East Division36.41%28.70%
Chamarajpet Sub DnBG South Division44.82%28.61%
Shiggaon Sub DivisionHaveri Division48.90%27.96%
Chamarajanagar Sub DnNanjangud43.89%27.83%
Jalahalli Sub DnBG West Division45.43%27.26%
Nelamangala Sub DnBG West Division40.00%27.24%
Yadgiri Sub DivisionYadgiri Division42.02%27.12%
Banashankari Sub DnBG South Division48.46%27.06%
Shikaripur Sub DnShivamogga45.84%26.86%
Sagar Sub DnShivamogga50.59%26.44%
Kundapura (S) Sub DnUdupi54.74%25.52%
Shorapur Sub DivisionYadgiri Division46.07%25.49%
Shahabad Sub DivisionKalaburagi Division42.91%25.46%
T Narasipura Sub DnNanjangud49.63%24.99%
Kalgi Sub DivisionKalaburagi Division49.56%23.22%
Hiriyur Sub DnChitradurga52.46%22.89%
Kollegala Sub DnNanjangud63.22%20.38%
Kittur Sub DivisionBelagavi Division68.29%18.90%
Belthangady Sub DnPuttur64.14%18.74%
Nanjangud Sub DnNanjangud64.16%18.72%
Karkala Sub DnPuttur81.30%14.80%
Sulia Sub DnPuttur71.43%14.48%
Bantval Sub DnPuttur76.98%14.36%
Puttur Sub DnPuttur78.97%13.08%

✅ Action Centre

Immediate Actions (0–15 Days)

  • Issue 0–15 day special drive instructions to all nil-opening offices and collect daily account-opening progress.
  • Review top 10 high-risk divisions through video conference with Division Heads and Sub-Divisional Heads.
  • Prepare office-wise closure reason register for the highest closure offices and identify preventable closures.
  • First intervention focus: Vijayapura Division due to high risk index of 61.22.

Short Term Actions (15–30 Days)

  • Conduct 15–30 day focused mela / doorstep campaign in weak and critical Sub Divisions.
  • Assign weekly targets to BO/SO level based on productivity per office and monitor at account office level.
  • Use top performing offices as model offices and replicate their opening mix and local mobilisation practice.

Long Term Actions (30–90 Days)

  • Create 30–90 day region-wise recovery plan for divisions below proportionate target.
  • Stabilise closure-prone offices by customer retention calls, maturity counselling and renewal drives.
  • Build a permanent Sub Division review matrix with monthly ranking, risk index and nil-office tracking.

👥 Management Review Dashboard

Review LevelFocus AreaKey ConcernSuggested Intervention
CPMG ReviewCircle score, proportionate target, high-risk regions, nil/negative officesOverall risk index 37.67Monthly circle-level DSS review and regional action accountability
PMG ReviewRegion-wise achievement, division risk and opening/closure trendNK Region has high riskFortnightly review of weak divisions and special drive in nil clusters
DPS ReviewDivision ranking, closure pressure and negative net growthVijayapura Division needs immediate reviewDivision-wise micro action plan with weekly monitoring
SPOs ReviewOffice-wise productivity, top/bottom offices, nil BO/SO25 nil offices visible in ground listDaily office-level follow-up and field visits
Sub Division Head ReviewGround offices, BO/SO mobilisation and closure controlSindgi Sub Division is high-riskBeat-level campaign and account office support

🧠 Performance Matrix

📅 Data Updated Up To: 30/06/2026

🔍 Office Performance Filters

📊 Office-wise AI Performance Report

🔎
Select Sub Division or Account Office to view Office-wise AI Analytics Report.

📊 Circle/Regions/Divisions Chart Analysis

🔄 Data Updated upto: 30/06/2026
🔎 Select Analysis Level
Default view shows Karnataka Circle analytics. Selecting Circle shows all Regions. Selecting Region shows all Divisions under that Region.

POSB Target-Achievement [Karnataka Circle]

Annual and proportionate achievement calculated dynamically from Net Achievement, Annual Target and Proportionate Target.

Annual Target Achievement

India Post
8.72% CRITICAL Target Achievement
StatusCritical
PerformanceImmediate review required
TTarget5,075,000
NAchievement442,328

Proportionate Target Achievement

India Post
34.83% CRITICAL Target Achievement
StatusCritical
PerformanceImmediate review required
TTarget1,270,096
NNet Achievement442,328

📌 Dynamic Contribution Analysis

Region-wise contribution based on the currently selected filter hierarchy.

POSB New A/cs Opened [Circle]

Contribution percentage to total Accounts Opened.

Hover or click a segment to view details.

POSB Net A/cs [Circle]

Contribution Percentage to Total Net Accounts Opened.

Hover or click a segment to view details.

🏛️ Karnataka Circle

Offices: 9,614 | Opened: 797,033 | Net: 442,328 | Nil Offices: 41 | Negative Growth: 1,412

🧩 Scheme-wise Analytics [Karnataka Circle]

Scheme Total Contribution
SB 146,850 17.39%
RD 279,023 33.05%
TD 250,056 29.62%
SSA 42,087 4.98%
PPF 13,839 1.64%
MIS 29,994 3.55%
SCSS 35,184 4.17%
KVP 15,260 1.81%
NSC 31,987 3.79%
Total 844,280 100.00%

🧩 Scheme-wise Product Mix [Karnataka Circle]

Monthly POSB Accounts Opened Trend [Karnataka Circle]

Current FY actual values only up to 30-Jun-2026. The running month point stops at the actual uploaded date..

Monthly POSB Net Trend [Karnataka Circle]

Current FY net values only up to 30-Jun-2026. The running month point stops at the actual uploaded date.

Current Year vs Previous Year Monthly Opened [Karnataka Circle]

Current FY values are plotted only up to 30-Jun-2026;

Current Year vs Previous Year Monthly Net [Karnataka Circle]

Current FY net values are plotted only up to 30-Jun-2026;

Progressive Total of Account Opened Comparison [Karnataka Circle]

Progressive total = completed months + current month actual value up to 30-Jun-2026.

Progressive Total of Net Accounts Comparison [Karnataka Circle]

Progressive net = completed months + current month actual net up to 30-Jun-2026.

Nil Office Distribution Chart [Karnataka Circle]

Region-wise nil-opening offices. Darker red indicates higher nil office count.

Negative Growth Office Distribution Chart [Karnataka Circle]

Region-wise offices where Ann% / Achievement percentage is below 0. Darker red indicates higher negative-growth office count.